Insurance Eligibility Points

TITLE 11. DEPARTMENT OF BANKING AND INSURANCE - DIVISION OF INSURANCE CHAPTER 3. AUTOMOBILE INSURANCE SUBCHAPTER 34. ELIGIBLE PERSONS QUALIFICATIONS AND AUTOMOBILE INSURANCE ELIGIBILITY POINTS SCHEDULE N.J.A.C. 11:3-34, Appx. APPENDIX Schedule of Automobile Insurance Eligibility Points Schedule 1 N.J.S.A. Event Description DMV Event Points Section Identifier(s) Number If applicable 39:4-50 Operating a motor vehicle under the 0450; 3261 influence of alcohol or drugs 39:4-50.4 Refusal to submit to a chemical test 2C:11-2 Vehicular homicide 39:3-40 Operating a motor vehicle while driving privilege is suspended 39:6B-2 Operating a motor vehicle without liability insurance 39:6A-15 Misrepresentation of insurance coverage Each at fault accident For each full year of a court imposed driver's license suspension within the preceding 3 years For each full year within the 1 immediately preceding 3 years that a person has not held a driver's license Involved in a fatal accident 39:3-37 Obtaining a driver's license or registration through deception 39:3-38 Make or use counterfeit plate or plates other than issued 39:3-38.1 Make, alter or counterfeit driver's license or registration Failure to verify insurance involved in an automobile accident Points for failure to hold a driver's license in the previous three years are not cumulative to points for driver's license suspension. Schedule 2 N.J.S.A. Section Offense Points Number 27:23-29 Moving against traffic--New Jersey Turnpike, Garden State Parkway, and Atlantic City Expressway 27:23-29 Improper passing--New Jersey Turnpike, Garden State Parkway, and Atlantic City Expressway 27:23-29 Unlawful use of median strip--New Jersey Turnpike, Garden State Parkway, and Atlantic City Expressway 39:3-20 Operating constructor vehicle in excess of 30 mph 39:4-14.3 Operating motorized bicycle on a restricted highway 39:4-14.3d More than one person on a motorized bike 39:4-35 Failure to yield to pedestrian in crosswalk 39:4-36 Failure to yield to pedestrian in crosswalk; passing a vehicle yielding to pedestrian in crosswalk 39:4-41 Driving through a safety zone 39:4-52 & 39:5C-1 Racing on highway 39:4-55 Improper action or omission on grades and curves 39:4-57 Failure to observe direction of officer 39:4-66 Failure to stop vehicle before crossing sidewalk 39:4-66.1 Failure to yield to pedestrians or vehicles while entering or leaving highway 39:4-71 Operating a motor vehicle on a sidewalk 39:4-80 Failure to obey direction of officer 39:4-81 Failure to observe traffic signals 39:4-82 Failure to keep right 39:4-82.1 Improper operating of vehicle on divided highway or divider 39:4-83 Failure to keep right at intersection 39:4-84 Failure to pass to right of vehicle proceeding in opposite direction 39:4-85 Improper passing on right or off roadway 39:4-85.1 Wrong way on a one-way street 39:4-86 Improper passing in no passing zone 39:4-87 Failure to yield to overtaking vehicle 39:4-88 Failure to observe traffic lanes 39:4-89 Tailgating 39:4-90 Failure to yield at intersection 39:4-90.1 Failure to use proper entrances to limited access highways 39:4-91 & 39:4-92 Failure to yield to emergency vehicles 39:4-96 Reckless driving 39:4-97 Careless driving 39:4-97a Destruction of agricultural or recreational property 39:4-97.1 Slow speed blocking traffic 39:4-98 & 39:4-99 Exceeding maximum speed 1-14 mph over limit Exceeding maximum speed 15-29 mph over limit Exceeding maximum speed 30 mph or more over limit 39:4-105 Failure to stop for traffic light 39:4-115 Improper turn at traffic light 39:4-119 Failure to stop at flashing red signal 39:4-122 Failure to stop for police whistle 39:4-123 Improper right or left turn 39:4-124 Improper turn from approved turning course 39:4-125 Improper "U" turn 39:4-126 Failure to give proper signal 39:4-127 Improper backing or turning in street 39:4-127.1 Improper crossing of railroad grade crossing 39:4-127.2 Improper crossing of bridge 39:4-128 Improper crossing of railroad grade crossing by certain vehicles 39:4-128.1 Improper passing of school bus 39:4-128.4 Improper passing of a frozen dessert truck 39:4-129 Leaving the scene of an accident No personal injury Personal injury 39:4-144 Failure to observe "stop" or "yield" signs 39:5D-4 Moving violation out-of-state, Moving violation out-of-state