TITLE 11. DEPARTMENT OF BANKING AND INSURANCE - DIVISION OF INSURANCE
CHAPTER 3. AUTOMOBILE INSURANCE
SUBCHAPTER 34. ELIGIBLE PERSONS QUALIFICATIONS AND AUTOMOBILE INSURANCE ELIGIBILITY POINTS SCHEDULE
N.J.A.C. 11:3-34, Appx.
APPENDIX
Schedule of Automobile Insurance Eligibility Points
Schedule 1
N.J.S.A.
Event Description
DMV Event
Points
Section
Identifier(s)
Number
If applicable
39:4-50
Operating a motor vehicle under the
0450; 3261
influence of alcohol or drugs
39:4-50.4
Refusal to submit to a chemical test
2C:11-2
Vehicular homicide
39:3-40
Operating a motor vehicle while driving
privilege is suspended
39:6B-2
Operating a motor vehicle without
liability insurance
39:6A-15
Misrepresentation of insurance coverage
Each at fault accident
For each full year of a court imposed driver's license suspension within the preceding 3 years
For each full year within the 1 immediately preceding 3 years that a person has not held a driver's license Involved in a fatal accident
39:3-37
Obtaining a driver's license or registration through deception
39:3-38 Make or use counterfeit plate or plates other than issued
39:3-38.1
Make, alter or counterfeit driver's license or registration
Failure to verify insurance involved in an automobile accident
Points for failure to hold a driver's license in the previous three years are not cumulative to points for driver's license suspension.
Schedule 2
N.J.S.A. Section
Offense
Points
Number
27:23-29
Moving against traffic--New Jersey Turnpike, Garden
State Parkway, and Atlantic City Expressway
27:23-29
Improper passing--New Jersey Turnpike, Garden State
Parkway, and Atlantic City Expressway
27:23-29
Unlawful use of median strip--New Jersey Turnpike,
Garden State Parkway, and Atlantic City Expressway
39:3-20
Operating constructor vehicle in excess of 45 mph
39:4-14.3
Operating motorized bicycle on a restricted highway
39:4-14.3d
More than one person on a motorized bike
39:4-35
Failure to yield to pedestrian in crosswalk
39:4-36
Failure to yield to pedestrian in crosswalk; passing
a vehicle yielding to pedestrian in crosswalk
39:4-41
Driving through a safety zone
39:4-52 & 39:5C-1
Racing on highway
39:4-55
Improper action or omission on grades and curves
39:4-57
Failure to observe direction of officer
39:4-66
Failure to stop vehicle before crossing sidewalk
39:4-66.1
Failure to yield to pedestrians or vehicles while
entering or leaving highway
39:4-71
Operating a motor vehicle on a sidewalk
39:4-80
Failure to obey direction of officer
39:4-81
Failure to observe traffic signals
39:4-82
Failure to keep right
39:4-82.1
Improper operating of vehicle on divided highway or
divider
39:4-83
Failure to keep right at intersection
39:4-84
Failure to pass to right of vehicle proceeding in
opposite direction
39:4-85
Improper passing on right or off roadway
39:4-85.1
Wrong way on a one-way street
39:4-86
Improper passing in no passing zone
39:4-87
Failure to yield to overtaking vehicle
39:4-88
Failure to observe traffic lanes
39:4-89
Tailgating
39:4-90
Failure to yield at intersection
39:4-90.1
Failure to use proper entrances to limited access
highways
39:4-91 & 39:4-92
Failure to yield to emergency vehicles
39:4-96
Reckless driving
39:4-97
Careless driving
39:4-97a
Destruction of agricultural or recreational property
39:4-97.1
Slow speed blocking traffic
39:4-98 & 39:4-99
Exceeding maximum speed 1-14 mph over limit
Exceeding maximum speed 15-29 mph over limit
Exceeding maximum speed 30 mph or more over limit
39:4-105
Failure to stop for traffic light
39:4-115
Improper turn at traffic light
39:4-119
Failure to stop at flashing red signal
39:4-122
Failure to stop for police whistle
39:4-123
Improper right or left turn
39:4-124
Improper turn from approved turning course
39:4-125
Improper U turn
39:4-126
Failure to give proper signal
39:4-127
Improper backing or turning in street
39:4-127.1
Improper crossing of railroad grade crossing
39:4-127.2
Improper crossing of bridge
39:4-128
Improper crossing of railroad grade crossing by
certain vehicles
39:4-128.1
Improper passing of school bus
39:4-128.4
Improper passing of a frozen dessert truck
39:4-129
Leaving the scene of an accident
No personal injury
Personal injury
39:4-144
Failure to observe stop or yield signs
39:5D-4
Moving violation out-of-state, Moving violation out-of-state
CHAPTER 3. AUTOMOBILE INSURANCE
SUBCHAPTER 34. ELIGIBLE PERSONS QUALIFICATIONS AND AUTOMOBILE INSURANCE ELIGIBILITY POINTS SCHEDULE
N.J.A.C. 11:3-34, Appx.
APPENDIX
Schedule of Automobile Insurance Eligibility Points
Schedule 1
N.J.S.A.
Event Description
DMV Event
Points
Section
Identifier(s)
Number
If applicable
39:4-50
Operating a motor vehicle under the
0450; 3261
influence of alcohol or drugs
39:4-50.4
Refusal to submit to a chemical test
2C:11-2
Vehicular homicide
39:3-40
Operating a motor vehicle while driving
privilege is suspended
39:6B-2
Operating a motor vehicle without
liability insurance
39:6A-15
Misrepresentation of insurance coverage
Each at fault accident
For each full year of a court imposed driver's license suspension within the preceding 3 years
For each full year within the 1 immediately preceding 3 years that a person has not held a driver's license Involved in a fatal accident
39:3-37
Obtaining a driver's license or registration through deception
39:3-38 Make or use counterfeit plate or plates other than issued
39:3-38.1
Make, alter or counterfeit driver's license or registration
Failure to verify insurance involved in an automobile accident
Points for failure to hold a driver's license in the previous three years are not cumulative to points for driver's license suspension.
Schedule 2
N.J.S.A. Section
Offense
Points
Number
27:23-29
Moving against traffic--New Jersey Turnpike, Garden
State Parkway, and Atlantic City Expressway
27:23-29
Improper passing--New Jersey Turnpike, Garden State
Parkway, and Atlantic City Expressway
27:23-29
Unlawful use of median strip--New Jersey Turnpike,
Garden State Parkway, and Atlantic City Expressway
39:3-20
Operating constructor vehicle in excess of 45 mph
39:4-14.3
Operating motorized bicycle on a restricted highway
39:4-14.3d
More than one person on a motorized bike
39:4-35
Failure to yield to pedestrian in crosswalk
39:4-36
Failure to yield to pedestrian in crosswalk; passing
a vehicle yielding to pedestrian in crosswalk
39:4-41
Driving through a safety zone
39:4-52 & 39:5C-1
Racing on highway
39:4-55
Improper action or omission on grades and curves
39:4-57
Failure to observe direction of officer
39:4-66
Failure to stop vehicle before crossing sidewalk
39:4-66.1
Failure to yield to pedestrians or vehicles while
entering or leaving highway
39:4-71
Operating a motor vehicle on a sidewalk
39:4-80
Failure to obey direction of officer
39:4-81
Failure to observe traffic signals
39:4-82
Failure to keep right
39:4-82.1
Improper operating of vehicle on divided highway or
divider
39:4-83
Failure to keep right at intersection
39:4-84
Failure to pass to right of vehicle proceeding in
opposite direction
39:4-85
Improper passing on right or off roadway
39:4-85.1
Wrong way on a one-way street
39:4-86
Improper passing in no passing zone
39:4-87
Failure to yield to overtaking vehicle
39:4-88
Failure to observe traffic lanes
39:4-89
Tailgating
39:4-90
Failure to yield at intersection
39:4-90.1
Failure to use proper entrances to limited access
highways
39:4-91 & 39:4-92
Failure to yield to emergency vehicles
39:4-96
Reckless driving
39:4-97
Careless driving
39:4-97a
Destruction of agricultural or recreational property
39:4-97.1
Slow speed blocking traffic
39:4-98 & 39:4-99
Exceeding maximum speed 1-14 mph over limit
Exceeding maximum speed 15-29 mph over limit
Exceeding maximum speed 30 mph or more over limit
39:4-105
Failure to stop for traffic light
39:4-115
Improper turn at traffic light
39:4-119
Failure to stop at flashing red signal
39:4-122
Failure to stop for police whistle
39:4-123
Improper right or left turn
39:4-124
Improper turn from approved turning course
39:4-125
Improper U turn
39:4-126
Failure to give proper signal
39:4-127
Improper backing or turning in street
39:4-127.1
Improper crossing of railroad grade crossing
39:4-127.2
Improper crossing of bridge
39:4-128
Improper crossing of railroad grade crossing by
certain vehicles
39:4-128.1
Improper passing of school bus
39:4-128.4
Improper passing of a frozen dessert truck
39:4-129
Leaving the scene of an accident
No personal injury
Personal injury
39:4-144
Failure to observe stop or yield signs
39:5D-4
Moving violation out-of-state, Moving violation out-of-state
